If you are a parent of a teenage driver, your child’s safety is your first concern.
It is important to take steps of keeping them safe behind the wheel also saving lives, money and heartache.
That is why it is so important taking precautions & educate your driver now to prepare them when you can’t be by their side. “Reminding young drivers about the dangers of distracted driving is so important,” Governor Mike DeWine said. “Having rules limiting the number of passengers in the car and reminding teens to keep their eyes on the road and hands on the wheel are other easy ways to help increase the safety of young drivers.” “Today’s world presents many distractions while driving and we must talk to teens about the dangers and consequences of unsafe and distracted driving,”
Ohio Department of Insurance Director Jillian Froment said. “I urge parents to establish rules that will help keep their teen drivers and those around them safe while on the road.” Froment encourages parents and their young drivers to create a teen driver contract using the online resource template at www.insureuonline.org/teen_driver_certificate.htm.
A contract can help teen drivers avoid common mistakes and increased insurance rates, while defining the consequences associated with driving privileges.
Froment said there are actionable steps parents can take to keep their teen drivers safe and to save money on insurance coverage. She shared the following insights: Set Expectations Studies have shown parents who set rules cut accident risk in half. Set a driving curfew know the laws for times Teens are allowed to drive their are driving restrictions until the age of 21.
More than 40 percent of teen auto deaths occur between the hours of 9 p.m. and 6 a.m. Sadly the risk of a fatal crash increases as the number of passengers in a car. Texting or talking on a phone device or media can double the chances of an accident.
Contact your Insurance Agent review and consider all options and what is best for you and your teen driver. The type of vehicle a teen driver uses as well as driving violations can impact the cost of insurance. Most Insurance companies have discounts for clean driving record for 3 years or more to taking a defensive driving coarse good grades… Ask if they have accident forgiveness…
Applying and app for restricting phone use while driving. Here is a Consumer Hot line number for Ohioans to ask Insurance questions.
Ohioans with insurance questions can call the Ohio Department of Insurance consumer hotline at 1-800-686-1526 and visit insurance.ohio.gov This is an important step to keeping your young drivers safe and responsible drivers mindful of the process.
Driving is not a right but a privilege